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David Clift

Independent Mortgage & Protection Specialist

With 20 years industry experience, David has a wealth of knowledge behind him in the Mortgage & Protection space. David specialises in Mortgage Planning, covering both Residential and Buy to Let. He also covers all ascpects of Protection planning including Life Assurance, Critical Illness Cover and Income Protection.

Obtaining the right independent financial advice is paramount and I have the experience and knowledge to manage your financial needs covering all aspects of Mortgage and Protection planning.
Pennymatters fully embraces the latest technology to maximise planning time for advisers and minimise client cost.
For an initial enquiry or a comprehensive financial review please email .


Be sure to obtain independent advice when making one of the biggest financial commitments in your life. We have experts to advise you on all types of mortgages.

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Have you considered the financial consequences of not having adequate protection cover in place? Help make sure your family are financially protected for every eventuality.

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Corporate Services

Corporate Services

Increase the value of your employee benefits package. Contact us to understand the benefits for your employees.

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We have access to professional conveyancing firms and can provide you with a competitive quotation. Please drop me an email for further details.



We have access to RICS accredited surveyors and can provide you with a competitive quotation for all types of surveys. Please drop me an email for further details.


Home Insurance

Your home will be the largest asset you own. Speak to me to ensure you have the correct level of cover in place to protect your home and contents.



Over 50% of adults do not have a will. If you are one of these, please take action now. I can refer you to a dedicated will writer who will ensure you make the decisions on how your assets are distributed.

Useful Guides

For more information, please contact:

David Clift
T: 01344 577903
M: 07887 747278

David Clift

Contact Us

Pennymatters Ltd
Building 329, Doncastle Road
Bracknell, Berkshire, RG12 8PE

Tel: 01344 988 390
Fax: 01344 988 394


Our Digital Magazine

To download our free personal finance magazines and financial guides to help you make more of your money, click on the button below.

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Pennymatters Limited is authorised and regulated by the Financial Conduct Authority (No: 530681) and is bound by its rules.

Registered office: Pennymatters Ltd, Building 329, Doncastle Road, Bracknell, Berkshire RG12 8PE.
Registered in England and Wales Number: 07331832
Tel: 01344 988 390

© 2019 Pennymatters Limited.
All rights reserved.